12 Tweets 89 reads Dec 27, 2021
1/ Provide liquidity for stablecoin pairs and earn 60% APR with low risk?! Here's how it works, and the risks you should be aware of 👇🏴‍☠️
#DeFi #LiquidityPools #YieldFarming #StableCoin #cryptocurrency #crypto #stablecoins $USDC $UST $USDT $DAI $MIM $LUNA $BTC $ETH
2/ In the 2021 cryptocurrency space, there are many different stablecoins:
Some like @Tether_to's $USDT or $USDC are centralized and (supposedly) backed by assets. 🏦
Others like #Terra $UST are #algorithmic, relying on #arbitrage to bring the value back to peg. 🌕
3/ These stablecoins might only exist on a specific chain like #ethereum, #avalanche, #terraluna, #fantom, #solana or they may have contracts on many different chains. 🎁
4/ People use these stablecoins for various purposes like #lending, #borrowing, #trading, #staking, etc. But all stablecoins are not equal for all #DeFi opportunities. For example, you might specifically need the Fantom chain's $USDC but you might only have $USDT on #Fantom. 🤑
5/ So now, you have to use a #DEX or #DecentralizedExchange on Fantom (like @SpookySwap) to swap your $USDT for $USDC.
People providing liquidity for this pair on #spookyswap get a fee in exchange for this service. 💸
The fee depends on how many others are providing liquidity.
6/ One of the risks with providing #liquidity is that one token's price could move up (or down) a lot relative to the other token, in which case you experience something called Impermanent Loss (#impermanentloss).
This risk should not exist for stablecoin-stablecoin pairs. 🥳
7/ In addition - these stablecoins should always have a value of $1, which means there is no risk of price exposure, as there is with something like #bitcoin or #ethereum.
But of course, there are always risks... ☠️👇
8/ Peg risk - there is always the risk that a stablecoin loses it's peg and is no longer worth $1. Although designed to never happen, many of these projects are new and haven't been battle tested in all market conditions.
For good stablecoins, this risk should be very low.
9/ Smart Contract Risk: There could be bugs in the #smartcontract, that makes it vulnerable to attacks, hacks, or other algorithmic failures.
This is a risk with every #DeFi project, and can be mitigated with smart contract audits and time to test it out.
10/ The risks above have a very low probability (especially for good projects like $UST / $USDC), but if all hell breaks loose and shit hits the fan, it could mean losing everything. Always be prepared for that risk with crypto. #cryptorisks
11/ Finally, the APR that you get from providing liquidity to stablecoin pairs is variable and depends on the amount of liquidity in the pool. More liquidity = lower fees = lower APR. So the 60% APR today is not likely to be around all year.
12/ Help a farmer out - like / follow / retweet! :) #happyfarming 🚜

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