Hi @satyajithpinku,
We are glad that you were able to take advantage of the early access offer! Let us address your concerns raised in this tweet ( via a ๐งตhere
๐We are taking it as feedback for ourselves to communicate the benefits of Genius better :)
We are glad that you were able to take advantage of the early access offer! Let us address your concerns raised in this tweet ( via a ๐งตhere
๐We are taking it as feedback for ourselves to communicate the benefits of Genius better :)
๐Firstly, as a Genius member, you don't get access to any analytics. If you are referring to #PortfolioHealth, we would like to clarify that it's available to every ET Money user irrespective of them being a #Genius member or not.
๐Secondly, as a Genius member, you get access to personalized investment strategies i.e. Investment Strategies for your short, medium, or long-term life goals as per your #InvestorPersonality and #RiskScore.
๐In total, there are 6 #investment strategies based on our in-house Dynamic Asset Allocation model that allocates in Indian Equities, International Equities, Debt, and Gold.
๐Each of these 6 investment strategies - namely, Shield, Stable, Balanced, Balanced Plus, Growth, and High Growth - can be executed via investing into Portfolios of primarily Passive/Index Mutual Funds OR Stocks & ETFs. The choice is based on you, the investor๐
๐If you choose a #MutualFund way to execute, you will right now see only @NipponIndiaMF. However, soon @ICICIPruMF, @abslmf Mutual Funds are soon going live with their own respective index offerings. And we are expecting more AMCs to come on board too.
๐However, since domestic/ Indian Equity allocation is executed via the Passive/Index Fund route, the returns are similar/ same, except for the tracking error.
๐For your information, Indian Equity allocations are via respective index fund of the AMCs' funds tracking NIFTY 50, NIFTY Next 50, Midcap & Small Cap indices of NSE.
๐Gold, by definition, is passive again. We use low-risk Short-term for Debt allocation. And Passive FoF or rule-based investment funds for International in most cases.
๐You may ask, why #ETMoney chose one fund house always to execute....or will it continue to be the same even when @ICICIPruMF, @abslmf, and others join, the answer is Yes. ๐
Due to some error, the tweet @satyajithpinku posted isn't visible anymore. Below is a screenshot of the query he raised for clarity.๐๐
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