24 lessons that would have made me far richer (and happier) if I had known them 10 years ago:
1/ Money won’t make you happy but it can give you the freedom to figure out what does.
Money is a tool, but what we’re really after lies under the surface.
Control of how we spend our time, where we spend it, and who we spend it with.
Money is a tool, but what we’re really after lies under the surface.
Control of how we spend our time, where we spend it, and who we spend it with.
2/ Fake it until you make it is bullsh%t
Instead, face it until you make it.
“Real confidence- this is, not a mask of confidence or phone bravado, but a true sense of one’s own skills & character- arises not from ego but from humility”
- John Hennessy, Chairman of Alphabet
Instead, face it until you make it.
“Real confidence- this is, not a mask of confidence or phone bravado, but a true sense of one’s own skills & character- arises not from ego but from humility”
- John Hennessy, Chairman of Alphabet
3/ Time is our most irreplaceable asset.
Don’t waste time living someone else’s life, you can’t save time you can only spend it.
“Live in a way that you look forward to looking back. Don’t walk the it’s too late, it’s too soon tightrope until you die”
- @McConaughey
Don’t waste time living someone else’s life, you can’t save time you can only spend it.
“Live in a way that you look forward to looking back. Don’t walk the it’s too late, it’s too soon tightrope until you die”
- @McConaughey
4/ Starve & replace
Be ruthless with the things that don’t matter.
The more you say no to the things that don’t actually matter, the more you can say yes to the things that do.
This applies to the things you spend money on, relationships, and how you spend your time.
Be ruthless with the things that don’t matter.
The more you say no to the things that don’t actually matter, the more you can say yes to the things that do.
This applies to the things you spend money on, relationships, and how you spend your time.
5/ Perfectionism is fear in disguise.
Lead with action, even if it’s scary and messy.
“When you defer and delay, interest is accumulating. This bill still comes due…and it will be even harder to afford then than it will be right now.”
- Stillness is the Key, @RyanHoliday
Lead with action, even if it’s scary and messy.
“When you defer and delay, interest is accumulating. This bill still comes due…and it will be even harder to afford then than it will be right now.”
- Stillness is the Key, @RyanHoliday
6/ True wealth is about becoming well rounded.
There are four types of wealth:
- Financial (money)
- Social (status)
- Time (freedom)
- Physical (health)
“Be wary of jobs that lure you in with 1 & 2, but rob you of 3 & 4”
- @JamesClear
There are four types of wealth:
- Financial (money)
- Social (status)
- Time (freedom)
- Physical (health)
“Be wary of jobs that lure you in with 1 & 2, but rob you of 3 & 4”
- @JamesClear
7/ Luck.
It almost always requires you to be prepared & consistent in order to be positioned for it.
“Luck falls on not just the brave but also the ones that believe they belong there”
It almost always requires you to be prepared & consistent in order to be positioned for it.
“Luck falls on not just the brave but also the ones that believe they belong there”
8/ Curiosity > intelligence
Only curiosity actually leads to action.
Only action actually leads to results & feedback.
Follow curiosity wherever it takes you.
Only curiosity actually leads to action.
Only action actually leads to results & feedback.
Follow curiosity wherever it takes you.
9/ Compounding applies outside your portfolio too.
Tiny wins add up over time.
You can become unrecognizable in less than a year by simply following through on daily promises to yourself.
“Place votes every day for the person you wish to become”
- @JamesClear
Tiny wins add up over time.
You can become unrecognizable in less than a year by simply following through on daily promises to yourself.
“Place votes every day for the person you wish to become”
- @JamesClear
10/ Live below your means.
The price you pay for something is the amount of life you exchange for it.
“People who live far below their means enjoy a freedom that people busy upgrading their lifestyles cannot fathom”
- @naval
The price you pay for something is the amount of life you exchange for it.
“People who live far below their means enjoy a freedom that people busy upgrading their lifestyles cannot fathom”
- @naval
11/ Everything in life is a balance.
Live with a sense of urgency, but not recklessness.
Plan for tomorrow, but enjoy today.
“Retirement is when you stop sacrificing today for tomorrow”
- @naval
Live with a sense of urgency, but not recklessness.
Plan for tomorrow, but enjoy today.
“Retirement is when you stop sacrificing today for tomorrow”
- @naval
12/ Lower your expectations and reduce your desires.
Most dissatisfaction comes from having too many expectations and desires.
The less we expect from others, the less we desire, the more we appreciate what we have.
Most dissatisfaction comes from having too many expectations and desires.
The less we expect from others, the less we desire, the more we appreciate what we have.
13/ The quality of your life = the quality of your thoughts
We get to choose how we react to and label the events around us.
This perception becomes our reality.
And then our internal reality becomes our external reality.
We get to choose how we react to and label the events around us.
This perception becomes our reality.
And then our internal reality becomes our external reality.
14/ Invest in yourself early and often to become anti-fragile.
You can always create more money, but you need an evolving skill set.
“Anti-fragility is beyond resilience or robustness. The resilient resists shocks and stays the same, the anti fragile gets better”
- @nntaleb
You can always create more money, but you need an evolving skill set.
“Anti-fragility is beyond resilience or robustness. The resilient resists shocks and stays the same, the anti fragile gets better”
- @nntaleb
15/ Fear is a signal.
Everyone experiences it.
The difference between successful and unsuccessful people is how they respond to it.
Insecure people back down and project fear onto others in the form of negativity.
Successful people learn to fall in love with the unknown.
Everyone experiences it.
The difference between successful and unsuccessful people is how they respond to it.
Insecure people back down and project fear onto others in the form of negativity.
Successful people learn to fall in love with the unknown.
16/ Resentment and anger only hurt the ones that bear it.
Don’t allow others to live in your head rent free.
Sometimes the best thing you can do is to just let go, there’s no power in being the victim.
“Anger outlasts hurt and is rarely productive”
- @jayshetty
Don’t allow others to live in your head rent free.
Sometimes the best thing you can do is to just let go, there’s no power in being the victim.
“Anger outlasts hurt and is rarely productive”
- @jayshetty
17/ When the fear of staying the same outweighs the fear & discomfort of change, your life opens up.
Fear contains an unnecessary amount of want & worry in it that prevents action.
Get out of your own way & trust the process, most of us are just figuring out stuff along the way
Fear contains an unnecessary amount of want & worry in it that prevents action.
Get out of your own way & trust the process, most of us are just figuring out stuff along the way
18/ Vulnerability is our friend.
Vulnerability with the people we love helps us break down our ego and become our authentic selves.
“Vulnerability is not weakness. It’s our greatest measure of courage”
Vulnerability with the people we love helps us break down our ego and become our authentic selves.
“Vulnerability is not weakness. It’s our greatest measure of courage”
19/ Success weeds out imposters.
Your success will bring out insecurities in others, sometimes even in the people closest to you.
Accept it, but ignore them.
Don’t dim your light to fit into your old tribe.
Remember, you’ll never be criticized by people doing more than you.
Your success will bring out insecurities in others, sometimes even in the people closest to you.
Accept it, but ignore them.
Don’t dim your light to fit into your old tribe.
Remember, you’ll never be criticized by people doing more than you.
20/ Wealth is an internal game just like being broke.
Stop feeding old money stories that society and your parents may have passed onto you.
Your net worth is a lagging indicator of what your internal reality has been for the past couple of years.
Stop feeding old money stories that society and your parents may have passed onto you.
Your net worth is a lagging indicator of what your internal reality has been for the past couple of years.
21/ Better inputs = better outputs
Pay attention to what you’re consuming.
If your inputs are Instagram scrolling, media, Netflix, and junk food, what do you think your outputs will look like?
Ask yourself what those habits are costing you and shift accordingly.
Pay attention to what you’re consuming.
If your inputs are Instagram scrolling, media, Netflix, and junk food, what do you think your outputs will look like?
Ask yourself what those habits are costing you and shift accordingly.
22/ Trust your gut.
Intuition is powerful.
Not everything requires a pro/cons list.
Not every decision has a binary outcome.
Intuition is powerful.
Not everything requires a pro/cons list.
Not every decision has a binary outcome.
23/ Build a life you don’t need to escape from.
Living for the weekend is not sustainable.
Build strong relationships and follow your passions at home too so that you’re not just holding old plain tickets and pictures when you get back.
Living for the weekend is not sustainable.
Build strong relationships and follow your passions at home too so that you’re not just holding old plain tickets and pictures when you get back.
24/ If you want the things others don’t have, you’ll have to do the things others aren’t willing to do.
Discipline is the only path to real freedom.
There’s no overnight success.
To be successful you don’t need to be different, only what most people aren’t- consistent.
Discipline is the only path to real freedom.
There’s no overnight success.
To be successful you don’t need to be different, only what most people aren’t- consistent.
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