Credit card points = passive income
Use credit cards to save thousands of dollars by earning reward points, cash back, travel rewards, free insurance, travel protection, purchase protection and raising your credit score
Here are 7 credit cards everyone should own:
Use credit cards to save thousands of dollars by earning reward points, cash back, travel rewards, free insurance, travel protection, purchase protection and raising your credit score
Here are 7 credit cards everyone should own:
Discover It Credit Card:
β’ 5% cash back on rotating categories each quarter
β’ 3% cash back on drugstore purchases and dining at restaurants
β’ 1% cash back on all other purchases
β’ $0 Annual Fee
β’ 5% cash back on rotating categories each quarter
β’ 3% cash back on drugstore purchases and dining at restaurants
β’ 1% cash back on all other purchases
β’ $0 Annual Fee
Chase Freedom Credit Card:
β’ 5% cash back rotating categories each quarter
β’ 5% on travel
β’ 3% on dining and drugstores
β’ Trip delay or cancellation insurance
β’ $0 Annual Fee
β’ 5% cash back rotating categories each quarter
β’ 5% on travel
β’ 3% on dining and drugstores
β’ Trip delay or cancellation insurance
β’ $0 Annual Fee
Capital One SavorOne Credit Card:
β’ 10% cash back on purchases made through Uber & Uber Eats
β’ 8% cash back on entertainment
β’ 5% cash back on hotels and rental cars
β’ 3% cash back on dining, entertainment, popular streaming services and at grocery stores
β’ $0 Annual Fee
β’ 10% cash back on purchases made through Uber & Uber Eats
β’ 8% cash back on entertainment
β’ 5% cash back on hotels and rental cars
β’ 3% cash back on dining, entertainment, popular streaming services and at grocery stores
β’ $0 Annual Fee
Citi Custom Cash Credit Card:
β’ 5% back on your top eligible spend category
β’ 1% cash back on all other purchases
β’ $0 Annual Fee
β’ 5% back on your top eligible spend category
β’ 1% cash back on all other purchases
β’ $0 Annual Fee
American Express Blue Cash Credit Card:
β’ 3% Cash Back at U.S. supermarkets
β’ 3% Cash Back on U.S. online retail purchases
β’ 3% Cash Back at U.S. gas stations
β’ 1% cash back on all other purchases
β’ Purchase protection
β’ $0 Annual Fee
β’ 3% Cash Back at U.S. supermarkets
β’ 3% Cash Back on U.S. online retail purchases
β’ 3% Cash Back at U.S. gas stations
β’ 1% cash back on all other purchases
β’ Purchase protection
β’ $0 Annual Fee
Alliant Visa Signature Credit Card:
β’ 2.5% flat rate cash back for anything
β’ $0 Annual Fee
β’ 2.5% flat rate cash back for anything
β’ $0 Annual Fee
Costco Anywhere Credit Card:
β’ 4% cash back on gas and EV charging
β’ 3% cash back on travel, hotel and rental cars through Costco Travel
β’ 3% on restaurants
β’ Travel accident insurance
β’ $0 Annual Fee (with Costco membership)
β’ 4% cash back on gas and EV charging
β’ 3% cash back on travel, hotel and rental cars through Costco Travel
β’ 3% on restaurants
β’ Travel accident insurance
β’ $0 Annual Fee (with Costco membership)
The Dave Ramsey Credit Card:
β’ Credit Limit Of Zero
β’ Itβs delivered to you already cut up
β’ Credit Limit Of Zero
β’ Itβs delivered to you already cut up
Credit Card Tip:
If you have a credit card and a child, add your child to the card as an authorized user and pay your bills on time.
When your kid turns 18 they should have a 800+ credit score.
With great credit, they can get a rental property at 18.
If you have a credit card and a child, add your child to the card as an authorized user and pay your bills on time.
When your kid turns 18 they should have a 800+ credit score.
With great credit, they can get a rental property at 18.
Credit Score Tip:
The easiest way to raise your credit score is by lowering credit utilization.
You can boost your score by using less than 30% of your total credit line. Asking for higher credit card limits can help with this.
The easiest way to raise your credit score is by lowering credit utilization.
You can boost your score by using less than 30% of your total credit line. Asking for higher credit card limits can help with this.
A good credit score can help you qualify for a mortgage, car loan, or credit card with a low-interest rate, which can save you thousands of dollars in the long run.
It can also make it easier to rent an apartment or open a new utility account.
It can also make it easier to rent an apartment or open a new utility account.
I love using credit cards due to the benefits associated with them.
I always pay my credit card balances off in full each month, so credit cards are an asset and not a liability for me.
My rule is I never spend what I cannot pay off in 30 days.
I always pay my credit card balances off in full each month, so credit cards are an asset and not a liability for me.
My rule is I never spend what I cannot pay off in 30 days.
If you pay cards on time and in full, rewards points & cash back are "free money". What's your favorite card?
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If you found this thread helpful:
β’ Follow me @FluentInFinance
β’πRT the FIRST tweet
β’ Sign-up for my FREE newsletter to master your money: FluentInFinance.Substack.com!
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