Joshua Browder
Joshua Browder

@jbrowder1

8 Tweets 30 reads Apr 30, 2023
I decided to outsource my entire personal financial life to GPT-4 (via the @donotpay chat we are building).
I gave AutoGPT access to my bank, financial statements, credit report, and email.
Here’s how it’s going so far (+$217.85) and the strange ways it’s saving money. (1/n):
First, using a DoNotPay @Plaid connection, I had it login to every bank account and credit card that I own and scan 10,000+ transactions.
It found $80.86 leaving my account every month in useless subscriptions and offered to cancel every single one.
The bots got to work mailing letters in the case of gyms (using the USPS Lob API), chatting automatically with agents and even clicking online buttons to get them cancelled.
Example of how it works below.
Now that the easy savings were out the way, I wanted it to go deeper.
I asked it to scan the same transactions and find me one where I could get an easy refund.
From my email, it identified a United Airlines In-Flight WiFI Receipt for $36.99 from London to New York. It then asked me: β€œdid it work properly?”
When I said: β€œno,” it immediately drafted a persuasive and firm legal letter to United, requesting a refund. The letter was both legalistic (citing FTC statutes) and convincing.
A bot then sent it to them via their website.
Within 48 hours, United agreed to refund (+$36.99).
I wanted to take a break from saving money and ask GPT-4 about my credit score.
Using the Array API, it got my score and report, without advertisements or trying to sell me a credit card.
I am currently working on several GPT credit disputes and will report back.
Now it was time to unleash GPT-4 on my bills.
I am a customer of Comcast and so I asked it to negotiate my bill.
When Comcast offered a $50 discount, the bot pushed back. It said: β€œNO. I want more.” And it got it (+$100). GPT 3.5 never pushed back fwiw.
I am already up $217.86 in under 24 hours and have a dozen other disputes pending. My goal is to have GPT-4 make me $10,000.
We are building DoNotPay Chat to be available as a ChatGPT Plugin, on our website and even via iMessage.
Consumer rights is the perfect job for A.I!

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