I became a millionaire in my early 30s.
- No businesses
- No inheritances
- No lottery winnings
Here are 13 simple strategies I used to escape the rat race after a short 14-year career.
- No businesses
- No inheritances
- No lottery winnings
Here are 13 simple strategies I used to escape the rat race after a short 14-year career.
1. I chose a high-paying career.
My passion is photography. My strength is computer science. I ignored the STUPID "follow your passion" advice and instead pursued my strength.
Avg salary of a computer scientist is $109,000.
Your strengths pay the bills.
My passion is photography. My strength is computer science. I ignored the STUPID "follow your passion" advice and instead pursued my strength.
Avg salary of a computer scientist is $109,000.
Your strengths pay the bills.
2. I learned from millionaires.
Instead of hating rich people, I observed their habits. I *actually* took notes.
Rich people are the best teachers if you're looking to build wealth. Watch them.
Learn, don't hate.
Instead of hating rich people, I observed their habits. I *actually* took notes.
Rich people are the best teachers if you're looking to build wealth. Watch them.
Learn, don't hate.
3. Cut losers from our life.
This sounds harsh, but it works. I ignored jealous friends and coworkers that were dead weight. I didn't want to be associated with them.
Choose your network wisely. Keep it high quality.
This sounds harsh, but it works. I ignored jealous friends and coworkers that were dead weight. I didn't want to be associated with them.
Choose your network wisely. Keep it high quality.
4. I exploited my 9 to 5 job.
Three primary benefits of my 9-to-5:
- 401(k)
- Roth IRA
- Brokerage account
Every paycheck. I set it up once and never had to think about it again.
Easy money.
Three primary benefits of my 9-to-5:
- 401(k)
- Roth IRA
- Brokerage account
Every paycheck. I set it up once and never had to think about it again.
Easy money.
5. I switched companies five times in 14 years.
Each job switch came with a 15 to 20% raise.
Even if I was "happy", I still kept an ear open. I never let an opportunity pass without at least a little exploration.
This is the 'Easy Button' to more money.
Each job switch came with a 15 to 20% raise.
Even if I was "happy", I still kept an ear open. I never let an opportunity pass without at least a little exploration.
This is the 'Easy Button' to more money.
6. I automated everything.
I'm the definition of "automatic millionaire".
Bank transfers. Automated payroll deductions. Make saving and investing easy by using the power of automation so you never have to think about it.
Set it. Forget it.
I'm the definition of "automatic millionaire".
Bank transfers. Automated payroll deductions. Make saving and investing easy by using the power of automation so you never have to think about it.
Set it. Forget it.
7. I ignored the haters.
Funny how people dish hate when you're living a purposeful life.
You're not drowning in debt, buying a boat, or going on pricey vacations.
You're living your life. Building wealth.
Those hateful people are still working today.
Funny how people dish hate when you're living a purposeful life.
You're not drowning in debt, buying a boat, or going on pricey vacations.
You're living your life. Building wealth.
Those hateful people are still working today.
8. I also ignored the Joneses.
Don't keep up with the Joneses because most Joneses are broke.
Focus on you and your family. Your needs.
Ignore your neighbor's buying decisions. Their decisions won't make YOU rich.
Don't keep up with the Joneses because most Joneses are broke.
Focus on you and your family. Your needs.
Ignore your neighbor's buying decisions. Their decisions won't make YOU rich.
9. My wife and I talked about future goals.
Every night, my wife and I would take a walk and talk about our future.
This helped us develop a plan. Decide what we wanted. Estimate expenses.
Talk about your future all the time.
Every night, my wife and I would take a walk and talk about our future.
This helped us develop a plan. Decide what we wanted. Estimate expenses.
Talk about your future all the time.
10. I prioritized well.
Millionaires prioritize their life. They know what is important.
Health > Family > Wealth
Without the first two, it's much harder to achieve the third.
Millionaires prioritize their life. They know what is important.
Health > Family > Wealth
Without the first two, it's much harder to achieve the third.
11. No credit card debt, ever!
Your credit card is a convenience, not a way to spend money you don't have.
And, it KILLS your ability to build wealth.
Never accumulate credit card debt. Ever.
Your credit card is a convenience, not a way to spend money you don't have.
And, it KILLS your ability to build wealth.
Never accumulate credit card debt. Ever.
12. I always said "yes."
If I was doing the same job I did a year ago, that was a failure.
I always kept moving. Trying new things.
This exposure kept me learning, improving, and succeeding.
Keep your eyes open. Take your opportunities.
If I was doing the same job I did a year ago, that was a failure.
I always kept moving. Trying new things.
This exposure kept me learning, improving, and succeeding.
Keep your eyes open. Take your opportunities.
13. I stopped going to the damn bar.
I used to drink with my coworkers at a bar every week. I'd easily drop $70 to $100 per visit.
That's almost $400/month for the privilege of drinking.
STUPID.
I used to drink with my coworkers at a bar every week. I'd easily drop $70 to $100 per visit.
That's almost $400/month for the privilege of drinking.
STUPID.
These threads take a lot of time to write.
If you dig this thread, please RT the first tweet. It helps me and it helps you spread money intel that's much needed out there.
If you dig this thread, please RT the first tweet. It helps me and it helps you spread money intel that's much needed out there.
The world's best habits are those that *make you money*.
I wrote a guide on how to copy those habits. I've sold guides like this for more than $100, but this one is yours FREE.
signup.millionairehabits.us
I wrote a guide on how to copy those habits. I've sold guides like this for more than $100, but this one is yours FREE.
signup.millionairehabits.us
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