Finology Quest
Finology Quest

@Finology_Quest

7 Tweets 11 reads Jul 06, 2023
Debt-to-Equity Ratio: Simplified
Ek Dhaga 🧵⤵️ >>>
#StockMarketindia #investment
➡️Debt:
Imagine Nimbu Pani Wale Bhaiya wants to expand his business, but he needs some extra cash to do it.
So, he decides to take a loan from the bank. That loan is called "debt."💰
➡️Equity:
Now, he also wants to bring some partners to invest in his business.
When they invest, they become part-owners of the business and share the profits and losses.
This ownership is called "equity." 💼
Debt to Equity Ratio (D/E):
The D/E ratio helps us understand how much the business is funded by debt compared to equity.
Let's Calculate:
D/E= Total Debt ÷ Total Equity Investment
But why does it matter?⤵️
• High D/E = He relies more on borrowed money to run his business.
This could be risky as he has to pay back debt along with int.
• Low D/E = He has more equity compared to debt.
It shows that he has more of his own or his partners' money invested, which is more stable
However, since Nimbu Pani is not a heavy asset business, the ideal debt-to-equity ratio may be around 1, but it's important to remember that the ratio can vary depending on the specific nature of the business and industry.
The D/E ratio is an important factor to consider during fundamental analysis, but there’s more to consider.
To learn more Fundamental analysis basics, watch this course on Value Investing on Quest - bit.ly
#DumpYourFears

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