5 places to store (and grow) your savings right now:
1. Touch n’ GO+ (3.41% pa)
✅Daily payout, Shariah-compliant
✅Deposit/withdraw instantly with DuitNow
❌Earnings rate is the lowest of all cash apps
❌Maximum deposit limit of RM9,500, not insured by PIDM
2. Versa Cash-i (Promo Rate: 4.30% pa)
✅Daily payout, Shariah-compliant
✅Deposit/withdraw in 1-3 business days
❌Promo rate applies for the first RM30,000 only
❌Not insured by PIDM
3. Rize (Promo Rate: 5.00% pa)
✅Shariah compliant, insured by PIDM
✅Deposit/withdraw instantly using DuitNow
❌Monthly payout
❌Promo rate applies for the first RM5,000 and expires on 31 December
4. ASB & ASM (4-6% pa)
✅Shariah-compliant, consistent returns
✅Deposit/withdraw in 1-2 business days
❌Payout occurs once a year, not insured by PIDM
❌Limited units for non-bumis (ASM)
5. Fixed Deposits (3.80-4.20% pa)
✅Guaranteed returns
✅Insured by PIDM, Shariah-compliant
❌Significant capital (>RM1,000) to begin investing
❌Interest is forfeited when funds are redeemed early

“Got so many options, I can’t decide.”
Here’s how we do it:
• GO+ for daily spending/savings due to its flexibility.
• Versa for short to medium-term savings (>3 months).
• Rize for the 5% promo rate on the first RM5,000.

(CONT)
• ASB/ASM for medium to long-term savings (>1 year).
• Fixed Deposits for a specific savings goal (ie. Wedding, downpayment for a car, holiday trip, etc.).

Click below to explore more on each of these products:
thefuturizts.beehiiv.com