Since we are all trying to decipher whether to stop, start, time or play the dip, on something as simple as a SIP, some interesting data that may help. From team @EdelweissMF
Enduring during tough days and months and collecting those units cheap makes a big difference to your returns. x.com
The chances of zero returns decrease dramatically with time. (This is large cap data, midcap later). x.com
Most importantly remain goal focused. The time to get conservative is when you near your goal. Most SIPs are done with a purpos or goal in the first place. x.com
I had shared our midcap fund has a min 10 year SIP return of 8 pc. Here is similar data for indices (not index funds because you have to reduce fees / tracking error). Again no negative returns in midcap (although the active fund had alpha), and virtually none in small cap. x.com
Hope this helps cut out some of the noise. And for those who want to troll me for defending MFs and SIPs, I am doing my job, proudly and happily and will continue to do so. Happy SIPping.
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